Financial alert arrives
A supported bank, card or UPI transaction alert reaches your Android phone.
AUTOMATIC PERSONAL FINANCE · INDIA
Your money,
understood.
PaisaZen is an automatic expense tracker for India. It understands supported bank, UPI and credit-card transaction alerts so your financial picture stays clear without constant manual entry.
Available on Google Play.
✓ On-device intelligence✓ Built for Indian payments✓ You review the final picture
LIVE PRODUCTANDROID · INDIA
✓Tracking is onRecent activity understood
↔Self-transfer?Keep it out of spending
Bank alertsUPI activityCredit cardsRefunds & incomePrivate by design
WHY PAISAZEN IS DIFFERENT
Less data entry.
More understanding.
Most trackers wait for you to maintain them. PaisaZen starts with the financial activity already arriving on your phone, interprets supported alerts locally, and gives you a clear place to review the result.
PaisaZen understands it
On-device intelligence identifies the amount, source and likely financial meaning.
You stay in control
Review, correct or remember the choice. Your financial picture becomes more useful.
BANK + UPI + CARD INTELLIGENCE
Transactions are not all the same.
A purchase, a card-bill payment, a refund and a transfer between your own accounts can move similar amounts—but they mean very different things. PaisaZen is designed to tell that story correctly.
Bank activity
Understands debit, credit, income, refunds and reversals from supported financial alerts.
UPI expenses
Organises everyday UPI activity without asking you to type every payment again.
Credit cards
Recognises card spending and separates card-bill payments from new spending.
Money movement
Detects likely self-transfers so moving your own money does not distort the picture.
Financial activityUnderstood
UPI payment
Everyday purchase
Card bill payment
Movement, not a new purchase
Own-account transfer
Money moved between your identities
Refund received
Money returned to you
THE PAISAZEN EXPERIENCE
Your everyday money, finally in focus.
Current PaisaZen screens, captured from the Android app.
01
TODAY + TRANSACTIONS
Start with today. Move through every transaction.
See today’s spending, recent activity and seven-day context, then open Transactions for the complete organised timeline—without checking multiple bank and payment apps.
- Tracking status at a glance
- Today and seven-day totals
- Organised transaction timeline
02
REVIEW & CORRECTION
Automation with a human final say.
When something needs clarification, Review keeps the decision focused. Choose a category, confirm whether it counts as spending, add a note or remember the choice.
- Clear spending/movement meaning
- Category and note correction
- Remember choices for future matches
FINANCIAL DETAILS
Your accounts, cards and UPI identities make the difference.
Financial Details helps PaisaZen discover and confirm the identities that belong to you. That context improves transfer matching, card-payment understanding and the accuracy of your everyday financial picture.
Accounts
Recognise supported bank-account alerts and masked account identities.
Cards
Organise credit and debit cards with issuer, product and network context.
UPI IDs
Connect supported UPI identities to stronger transfer and payment matching.
AI INSIGHTS + ASK PAISAZEN
Go beyond totals.
Ask what happened.
Local intelligence turns your own reviewed records into useful summaries and answers—without pretending to be financial advice.
✦
AI Insights
Understand categories, trends and recent spending patterns.
⌁
Ask PaisaZen
Ask natural questions about your own finances and get record-grounded answers.
PRIVACY-FOCUSED BY DESIGN
Financial intelligence that stays close to you.
The current Play build processes supported transaction alerts and builds financial insights on your Android device. You approve permissions, review the result and can revoke access in Android settings.
✓ Local transaction processing✓ User-approved SMS access✓ App-lock support✓ Account and data controls
Read the Privacy Policy →THE LONGER-TERM PAISAZEN VISION
One financial home.
We're just getting started.
Your financial life should not live in ten different apps. PaisaZen is starting with everyday money—expenses, accounts, cards, UPI and financial intelligence. Over time, our vision is to bring more of your financial picture together in one understandable place.
Coming soon
Mutual Funds
Understand and track mutual-fund investments alongside everyday money.
Coming soon
Stocks
Bring equity holdings into the broader personal-finance picture.
Coming soon
EPF
See long-term retirement savings alongside the rest of your finances.
Coming soon
Crypto
Optionally understand crypto holdings as part of the overall financial picture.
Vision only · No release dates announced · No investment advice, trading, recommendations or guaranteed returns
FAQ
Clear answers,
before you begin.
Learn what PaisaZen does today, how automatic tracking works and where the product is going.
Why should I share my financial data with PaisaZen?+
PaisaZen helps you see where your money goes without entering every payment yourself. Your financial data stays on your phone; PaisaZen only tracks and organises it for you. No PaisaZen server receives or stores your financial transaction data, and that data never leaves your phone as part of tracking. You never need to share your bank password, PIN or OTP, and PaisaZen cannot log in to your bank account or move your money. You can review or delete transactions whenever you want.
Does PaisaZen move or hold my money?+
No. PaisaZen is a personal-finance organisation and intelligence app. It is not a bank, wallet, lender, payment processor, investment platform or trading service.
Do I have to enter every expense manually?+
No. PaisaZen is designed around automatic understanding of supported bank, card and UPI transaction alerts. Manual entry remains available for anything that was missed.
Why does PaisaZen need SMS permission?+
With your approval, PaisaZen reads supported financial transaction alerts on your Android phone so it can organise activity automatically. Processing for the current Play build happens on your device.
How are card payments handled?+
PaisaZen can identify likely credit-card bill payments and keep them separate from new spending, helping avoid counting the same money twice.
Can I correct something PaisaZen misunderstood?+
Yes. Review lets you change a category, confirm whether an item counts as spending, add a note, remove an item and remember a choice for future matches.
Are Stocks, Mutual Funds, EPF and Crypto already available?+
Not yet. They are part of PaisaZen’s longer-term vision and are clearly marked Coming soon. PaisaZen does not currently provide investment advice, trading or return guarantees.
Where is the official PaisaZen app?+
The official PaisaZen Android app—written as one word with a capital P and Z—is available on Google Play. Its official website is paisazen.com and its package ID is in.spendwise.ai.
YOUR MONEY, UNDERSTOOD